BAD CREDIT MORTGAGE

Getting a mortgage can be difficult when you have a bad credit rating, CCJs, payment defaults, or bankruptcy on your record– but we may be able to help.

We work closely with the major providers to bring you the right deal

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Your home may be repossessed if you do not keep up repayments on your mortgage.

Bad credit mortgages - what you need to know:

Many lenders now offer products for customers with a low credit score or an bad  credit history. If you are having difficulty with your current lender then it makes sense to look at the whole of the market.

Missed or late payments on your commitments can impact your credit score which may make it more difficult to find the right mortgage deal. We can also advise you on how to repay any CCJ’s or IVA’s which may be able to help your credit profile.

Mortgage Wise work with many lenders who are not available on the high street. Save yourself time today by speaking with one of our team who will find the right deal for you.

Does my credit score affect my mortgage?

To help a lender assess your application, it is usual that they will use a form of scoring system to decide whether to accept your application. Speak to an adviser today to discuss your options.

How can I look to improve my credit history?

There are a number of ways that you can look to improve your credit score. Request a call back from an adviser today to discuss your options.

Can I get a mortgage with a CCJ?

Disclosing any issues to a lender does not automatically mean the application will be declined – indeed many lenders have provision for this type of business.

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Speak to the experts

Mortgage Wise advisers are on hand to speak to you today. Whether you’re looking for a face-to-face appointment or a quick chat on the telephone, we are here to provide the mortgage broker advice you need for your next mortgage.

Let us handle everything

From application to liaising with lenders, solicitors and estate agents - we handle it all.
Our dedicated processing team to ensure your application is handled smoothly until the day you complete.

We provide a lifetime service

We’ve built our reputation on long lasting relationships with our clients. You will recieve regular contact from us beyond your initial application. When it’s time to remortgage, we will be in touch to discuss your options. Let Mortgage Wise take the hassle out of managing your mortgage.

The right mortgage for you in just three steps!

Compare the market

Call us or send an enquiry to get the ball rolling.

Complete your application

Our experts will handle all of the admin.

Let us do the hard work

We will chase everything for you and keep you updated until completion.

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Speak to our expert advisers today for assistance

We’ve built our reputation on long lasting relationships with our clients. You will recieve regular contact from us beyond your initial application. When it’s time to remortgage, we will be in touch to discuss your options. Let Mortgage Wise take the hassle out of managing your mortgage.