One of our team will go through everything and be in touch with you soon.
Mortgage Wise is not a comparison website, and there is no middle-man, so you’re already on track to dealing directly with a recognised mortgage adviser who will get you the best deal possible.
We’ll be in touch to guide you every step of the way – no pressure, just helpful advice tailored to you.
Yes, specialist lenders offer remortgage options for people with poor credit histories, including CCJs and defaults.
To secure a better rate, consolidate debt, or release equity — even with adverse credit.
It won’t directly improve your score, but managing your new mortgage responsibly can have a positive impact over time.
Equity replaces a deposit in remortgaging. The more equity you have, the better your chances.
Use a mortgage broker experienced in adverse credit cases to access the most suitable deals from specialist lenders.
Give our friendly team a call on 0333 207 0522 — we’re here to answer your questions and get you moving!
Mortgage Wise Ltd is an appointed representative of Quilter Financial Services Ltd which is authorised and regulated by the Financial Conduct Authority. Quilter Financial Services Limited is entered on the FCA register (https://register.fca.org.uk/s/) under reference 440703.
Mortgage Wise Ltd are a company registered in England and Wales, registered company number: 09329060. Registered office: Mortgage Wise Ltd., C/O Building 2a, D Site Kemble Airfield, Kemble, Cirencester, Gloucestershire, England, GL7 6BA.
The guidance and /or information contained within this website is subject to UK regulatory regime and is therefore targeted at clients based in the UK.
Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Approver Quilter Financial Services Limited 23/03/2026
Some buy-to-let mortgages are not regulated by the Financial Conduct Authority.
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