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THINKING ABOUT MOVING HOUSE?

If you're thinking about moving house it makes sense to shop around for a better rate

Call us for moving home advice:
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We work closely with the major mortgage providers to bring you the best deal

An Introduction to Moving House

Moving house can be stressful. There are many questions you will need to ask yourself regarding your choice of property so it’s good to know that, as your adviser, we are on hand to answer your questions.

We will help you with the process of moving your mortgage to another property and provide you with expert mortgage advice. We take pride in offering a personal service that takes into account your individual circumstances.

Your financial situation is unique, so we work hard to understand your goals and aspirations, and make financial recommendations based on a comprehensive and detailed analysis of your needs.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

How much can I borrow?

Enter your annual salary (after tax) to get an estimate on how much money you may be able to borrow.

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Speak to our expert advisers today for assistance

Here at Mortgage Wise we are happy to offer help and advice. Ask us anything!
Your home may be repossessed if you do not keep up repayment on your mortgage
Call us for moving house advice:
Can't chat now?

Your guide to buying a home

How much stamp duty will I need to pay when I move?

Stamp duty is payable on both freehold and leasehold properties costing in excess of £125,000.  The amount of stampy duty you'll need to pay can be worked out before you buy.

What is gazumping?

This is where the seller decides to take a higher offer, even after initially accepting yours. This could leave you out of pocket on expenses like the legal costs and survey fee.  Read our guide to find out more.

What are the different types of house survey?

Basic Valuation This is a valuation for the lenders benefit. In some cases you may not even see a copy of the report and is designed to establish whether the property is deemed as good collateral to lend against.

Your guide to buying a home

How much stamp duty will I need to pay when I move?
Stamp duty is payable on both freehold and leasehold properties costing in excess of £125,000. The amount of stampy duty you'll need to pay can be worked out before you buy.
What is gazumping?
This is where the seller decides to take a higher offer, even after initially accepting yours. This could leave you out of pocket on expenses like the legal costs and survey fee. Read our guides to find out more.
What are the different types of house survey?
Basic Valuation This is a valuation for the lenders benefit. In some cases you may not even see a copy of the report and is designed to establish whether the property is deemed as good collateral to lend against.

Our Testimonials

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First Time Buyer

Looking to buy your first home? The first step in getting a mortgage would be to sit down with us and discuss your circumstances and what type of mortgage you are looking for. There are several types of mortgages, each suiting different people’s circumstances.

Your home may be repossessed if you do not keep up repayment on your mortgage

rym

Remortgage your home

You may want to remortgage for a variety of reasons including securing a lower interest rate, consolidating debt or raising capital for home improvements.

Your home may be repossessed if you do not keep up repayment on your mortgage

btl

Buy to let mortgage

A buy to let property is a property investment of which you rent out the property for profit. A buy to let mortgage would be secured against a property of this sort.

Your home may be repossessed if you do not keep up repayment on your mortgage

The Financial Conduct Authority does not regulate Buy to Let mortgages

First Time Buyer

Looking to buy your first home?  The first step in getting a mortgage would be to sit down with us and discuss your circumstances and what type of mortgage you are looking for. There are several types of mortgages, each suiting different people’s circumstances.

shutterstock_45124189911

Your home may be repossessed if you do not keep up repayment on your mortgage

Moving Home

Are you looking to move home?  Whether you're looking to upsize or downsize your property, it's important that you get the correct advice.  Speak to Mortgage Wise today to discuss your options.

shutterstock_4512418991

Your home may be repossessed if you do not keep up repayment on your mortgage

Remortgage your home

You may want to remortgage for a variety of reasons including securing a lower interest rate, consolidating debt or raising capital for home improvements.

rm1

Your home may be repossessed if you do not keep up repayment on your mortgage

Buy to let mortgage

A buy to let property is a property investment of which you rent out the property for profit. A buy to let mortgage would be secured against a property of this sort.

The Financial Conduct Authority does not regulate Buy to Let mortgages.

btl1

Your home may be repossessed if you do not keep up repayment on your mortgage