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Mortgage Wise is not a comparison website, and there is no middle-man, so you’re already on track to dealing directly with a recognised mortgage adviser who will get you the best deal possible.

What Our Clients Say

Let’s get your mortgage journey started!

We’ll be in touch to guide you every step of the way – no pressure, just helpful advice tailored to you.

Moving home process

Get Mortgage Ready

Speak to our team to get
your mortgage decision in
principle

Offer is Accepted

Have your offer accepted
with your Estate Agent

Apply & Instruct

Complete your mortgage
application and start your
solicitors

Checks & Offer

Your mortgage will be
offered, and your solicitors
will complete their checks

Move-In Day

Move in

Home Mover Mortgages

What is a home mover mortgage?

It’s a mortgage for those who already own a property and are looking to move to a new home.

Can I transfer my existing mortgage to a new property?

Yes, this is called “porting” a mortgage. Check with your lender if your current mortgage is portable.

What happens if I need to borrow more for my next home?

You may be able to “top up” your mortgage, but this will involve a new affordability assessment.

Do I need a new deposit when moving house?

You can usually use the equity from your current property as a deposit for your next home.

Can I move home if I'm still in a fixed-rate mortgage?

Yes, but you may face early repayment charges unless your mortgage is portable or you remortgage.

Ready to take the next step toward your new home?

Give our friendly team a call on 0333 207 0522 — we’re here to answer your questions and get you moving!


Some buy-to-let mortgages are not regulated by the Financial Conduct Authority.


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