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Mortgage Wise is not a comparison website, and there is no middle-man, so you’re already on track to dealing directly with a recognised mortgage adviser who will get you the best deal possible.
Moving home process
Get Mortgage Ready
Speak to our team to get
your mortgage decision in
principle
Offer is Accepted
Have your offer accepted
with your Estate Agent
Apply & Instruct
Complete your mortgage
application and start your
solicitors
Checks & Offer
Your mortgage will be
offered, and your solicitors
will complete their checks
Move-In Day
Move in
It’s a mortgage for those who already own a property and are looking to move to a new home.
Yes, this is called “porting” a mortgage. Check with your lender if your current mortgage is portable.
You may be able to “top up” your mortgage, but this will involve a new affordability assessment.
You can usually use the equity from your current property as a deposit for your next home.
Yes, but you may face early repayment charges unless your mortgage is portable or you remortgage.