Contacted a broker online when a local broker said she couldn’t help. Made sure I did my research first. I shouldn’t have worried, Sean and Team got me just what I needed and more. Very pleased with the service I received so thank you all so much.
Rebecca Leadley
TrustPilot Review
First time buyer process
Start the Process
Speak to our team to get
your mortgage decision in
principle
Offer is Accepted
Have your offer accepted
with your Estate Agent
Apply & Instruct
Complete your mortgage
application and start your
solicitors
Checks & Offer
Your mortgage will be
offered, and your solicitors
will complete their checks
Move-In Day
Move in
Most lenders require at least 5–10% deposit. A bigger deposit can give you access to better rates.
Yes, such as the First Homes scheme, Shared Ownership, and Lifetime ISA. Eligibility varies.
Besides your deposit, you’ll need to budget for legal fees, surveys, stamp duty (if applicable), and moving costs.
It's harder, but some lenders accept limited credit histories. A broker can help you find the right lender.
It depends on your income, outgoings, and credit history. Most lenders offer 4–4.5x your annual income.
