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We’ll be in touch to guide you every step of the way – no pressure, just helpful advice tailored to you.

Bad Credit Remortgage

Can I remortgage if I have bad credit?

Yes, specialist lenders offer remortgage options for people with poor credit histories, including CCJs and defaults.

Why would I remortgage with bad credit?

To secure a better rate, consolidate debt, or release equity — even with adverse credit.

Will remortgaging with bad credit improve my score?

It won’t directly improve your score, but managing your new mortgage responsibly can have a positive impact over time.

Do I need a bigger deposit to remortgage with bad credit?

Equity replaces a deposit in remortgaging. The more equity you have, the better your chances.

How do I find the right lender for a bad credit remortgage?

Use a mortgage broker experienced in adverse credit cases to access the most suitable deals from specialist lenders.

Ready to take the next step toward your new home?

Give our friendly team a call on 0333 207 0522 — we’re here to answer your questions and get you moving!


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