One of our team will go through everything and be in touch with you soon.
Mortgage Wise is not a comparison website, and there is no middle-man, so you’re already on track to dealing directly with a recognised mortgage adviser who will get you the best deal possible.
We’ll be in touch to guide you every step of the way – no pressure, just helpful advice tailored to you.
It’s a mortgage designed for properties you intend to rent out rather than live in.
Yes, most lenders require at least 20–25% deposit for a buy-to-let property.
It’s more difficult but possible with specialist lenders. Expect stricter criteria and higher interest rates.
Lenders use projected rental income to assess affordability, often requiring rent to cover 125–145% of the mortgage payment.
Yes, landlords pay income tax on rental profits and may be liable for capital gains tax when selling.
Give our friendly team a call on 0333 207 0522 — we’re here to answer your questions and get you moving!
Mortgage Wise Ltd is an appointed representative of Quilter Financial Services Ltd which is authorised and regulated by the Financial Conduct Authority. Quilter Financial Services Limited is entered on the FCA register (https://register.fca.org.uk/s/) under reference 440703.
Mortgage Wise Ltd are a company registered in England and Wales, registered company number: 09329060. Registered office: Mortgage Wise Ltd., C/O Building 2a, D Site Kemble Airfield, Kemble, Cirencester, Gloucestershire, England, GL7 6BA.
The guidance and /or information contained within this website is subject to UK regulatory regime and is therefore targeted at clients based in the UK.
Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Approver Quilter Financial Services Limited 23/03/2026
Some buy-to-let mortgages are not regulated by the Financial Conduct Authority.
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