Moving home process
Get Mortgage Ready
Speak to our team to get
your mortgage decision in
principle
Offer is Accepted
Have your offer accepted
with your Estate Agent
Apply & Instruct
Complete your mortgage
application and start your
solicitors
Checks & Offer
Your mortgage will be
offered, and your solicitors
will complete their checks
Move-In Day
Move in
It’s a mortgage for those who already own a property and are looking to move to a new home.
Yes, this is called “porting” a mortgage. Check with your lender if your current mortgage is portable.
You may be able to “top up” your mortgage, but this will involve a new affordability assessment.
You can usually use the equity from your current property as a deposit for your next home.
Yes, but you may face early repayment charges unless your mortgage is portable or you remortgage.