Remortgaging with Past Credit Issues? We Can Help.

Mortgage Wise are all about finding you the right mortgage and making the process stress free. We have over 10 years’ experience in finding our customers the right mortgage and our clients love us!

We represent the whole of the mortgage market.

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    One of our team will go through everything and be in touch with you soon.

    Mortgage Wise is not a comparison website, and there is no middle-man, so you’re already on track to dealing directly with a recognised mortgage adviser who will get you the best deal possible.

    What Our Clients Say

    Sean was great with me I am a retired client renewing my buy to let mortgage tie in.he is very knowledgeable and put me at my ease as I was very apprehensive with interest rates still high he got me the best deal. And reassured me he will still look again before my cut of day to swap tie in.i would highly recommend both Sean and mortgage wise.

    Sue Shakesby
    Google review
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    Let’s get your mortgage journey started!

    Fill in our form above and we’ll be in touch to guide you every step of the way – no pressure, just helpful advice tailored to you.

    Our guides

    Our guides

    We’ve built our reputation on long lasting relationships with our clients.
    You will recieve regular contact from us beyond your initial application.
    When it’s time to remortgage, we will be in touch to discuss your options.
    Let Mortgage Wise take the hassle out of managing your mortgage.

    Ready to take the next step toward your new home?

    Give our friendly team a call on 0333 207 0522 — we’re here to answer your questions and get you moving!

    Speak to the Experts

    Our experienced Mortgage Wise team understands the challenges that come with a less-than-perfect credit history. Whether you’ve missed payments, had defaults, or even CCJs, we’re here to guide you through your remortgaging options with clarity and confidence.

    We’ll manage everything for you
    From reviewing your credit file to finding suitable lenders and handling all the paperwork, we’ll take care of it. Our team works closely with lenders experienced in helping clients with adverse credit.

    We’re with you for the long term
    Your past doesn’t define your future — and we’re here to support you at every step. Even after your remortgage is complete, we’ll stay in touch and be here when it’s time to review or improve your deal. With Mortgage Wise, you’re not just another case — you’re a client for life.

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    Let’s get your mortgage journey started!

    Fill in our form above and we’ll be in touch to guide you every step of the way – no pressure, just helpful advice tailored to you.


    Some buy-to-let mortgages are not regulated by the Financial Conduct Authority.


    To view our Terms of Business, please click here.


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