ftb

FIRST TIME BUYER?

If you're thinking about purchasing your first home Mortgage Wise can guide you through the process

Your home may be repossessed if you do not keep up repayment on your mortgage

Call us for first time buyer advice:
Can't chat now?

We work closely with the major mortgage providers to bring you the best deal

An Introduction to Being a First Time Home Buyer

Buying your first home can be stressful. There are many questions you will need to ask yourself regarding your choice of property so it’s good to know that, as your adviser, we are on hand to answer your questions and provide you with first time buyer advice.

We will help you with the tricky process of not only getting a first time buyer mortgage, but getting the right mortgage for you. We take pride in offering a personal service that takes into account your individual circumstances.

Your financial situation is unique, so we work hard to understand your goals and aspirations, and make financial recommendations based on a comprehensive and detailed analysis of your needs.

Think Carefully before securing debts against your Home. Your home may be repossessed if you do not keep up repayments on your mortgage.

How much can I borrow?

Enter your annual salary (after tax) to get an estimate on how much money you may be able to borrow.

owl-white

Speak to our expert advisers today for assistance

Here at Mortgage Wise we are happy to offer help and advice. Ask us anything!
Your home may be repossessed if you do not keep up repayment on your mortgage
Call us for first time buyer advice:
Can't chat now?

Your guide to buying a home

Renting or buying?

Many people believe that renting is ‘throwing money at the wall’ and would rather buy but buying is not the best option for everyone.  To find out what is best for you, please read our guide.

What do I need for a mortgage?

For any type of mortgage, there are specific documents that will need to be readily available.  To find more about what you need to apply for a mortgage, please read our guide.

Why so many mortgage types?

There are a wide range of mortgages to suit different situations and procedures.  For  help and explanations on all the different types of mortgages, please read our guide.

Your guide to buying a home

Renting or buying?
Many people believe that renting is ‘throwing money at the wall’ and would rather buy but buying is not the best option for everyone. To find out what is best for you, please read our guides.
What do I need for a mortgage?
For any type of mortgage, there are specific documents that will need to be readily available. To find more about what you need to apply for a mortgage, please read our guides.
Why so many mortgage types?
There are a wide range of mortgages to suit different situations and procedures. For help and explanations on all the different types of mortgages, please read our guides.

Our Testimonials

bahome

Moving Home

Are you looking to move home? Whether you're looking to upsize or downsize your property, it's important that you get the correct advice. Speak to Mortgage Wise today to discuss your options.

Your home may be repossessed if you do not keep up repayment on your mortgage

rym

Remortgage your home

You may want to remortgage for a variety of reasons including securing a lower interest rate, consolidating debt or raising capital for home improvements.

Your home may be repossessed if you do not keep up repayment on your mortgage

btl

Buy to let mortgage

A buy to let property is a property investment of which you rent out the property for profit. A buy to let mortgage would be secured against a property of this sort.

Your home may be repossessed if you do not keep up repayment on your mortgage

The Financial Conduct Authority does not regulate Buy to Let mortgages

First Time Buyer

Looking to buy your first home?  The first step in getting a mortgage would be to sit down with us and discuss your circumstances and what type of mortgage you are looking for. There are several types of mortgages, each suiting different people’s circumstances.

shutterstock_45124189911

Your home may be repossessed if you do not keep up repayment on your mortgage

Moving Home

Are you looking to move home?  Whether you're looking to upsize or downsize your property, it's important that you get the correct advice.  Speak to Mortgage Wise today to discuss your options.

shutterstock_4512418991

Your home may be repossessed if you do not keep up repayment on your mortgage

Remortgage your home

You may want to remortgage for a variety of reasons including securing a lower interest rate, consolidating debt or raising capital for home improvements.

rm1

Your home may be repossessed if you do not keep up repayment on your mortgage

Buy to let mortgage

A buy to let property is a property investment of which you rent out the property for profit. A buy to let mortgage would be secured against a property of this sort.

The Financial Conduct Authority does not regulate Buy to Let mortgages.

btl1

Your home may be repossessed if you do not keep up repayment on your mortgage