The job of a conveyancer (or solicitor) for a purchase is to help:

  • Carry out a search of local planning information for items that may impact the value (e.g. upcoming land developments, new roads)
  • Prepare a fixtures, fittings and contents list – this makes it clear what you are buying (e.g. kitchen appliances, lights, carpets)
  • Confirm from the vendor whether they are aware of any material, structural or other defects to the property that you should know about
  • Obtain proof that the property legally belongs to the person you are buying it from
  • Research and find the property’s legal boundaries
  • Review and advise you on the contract for sale (prepared by the seller’s solicitor)
  • Agree a completion date.

Most lenders will be prepared to accept your choice of conveyancer, as most experienced solicitors will have acted for the lender in question before. However, it can be best to check beforehand.

Think carefully before securing debt against your home, your home may be repossessed if you do not keep up repayments on your mortgage.