Mortgage Guides | Mortgage Wise

Rental yields

What may be a suitable return for you, may not be seen the same way by a lender.

Typically minimum rental yields are formulaic and driven by two things:

  1. the rate used to calculate the mortgage payment
  2. a percentage over-ride to allow for any rental void or increases in short-term interest rates which might impact your personal finances (these range between 100 – 130%).

Some Buy To Let Mortgages are not regulated by the Financial Conduct Authority.

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Some buy-to-let mortgages are not regulated by the Financial Conduct Authority.


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